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Best Student Credit Cards Students No Credit Deals & Coupons, Promo Codes on June. 21,2024

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Credit.com

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Since 1995, Credit.com has been the go-to source for expert information on credit and credit cards.

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Academy Credit

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Business Credit Solved : Build Business Credit Quickly

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Find Business Credit Solved by Norman L. Tadlock in Paperback and other formats in Business & Economics > Entrepreneurship.

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Credit Rating Agencies

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The book examines the role of credit rating agencies (CRAs) in the subprime mortgage crisis. The CRAs are blamed for awarding risky securities ‘3-A’ investment grade status and then failing to downgrade them quickly enough when circumstances changed, which led to investors suffering substantial losses. The causes identified by the regulators for the gatekeeper failure were conflicts of interest (as the issuers of these securities pay for the ratings); lack of competition (as the Big Three CRAs have dominated the market share); and lack of regulation for CRAs. The book examines how the regulators, both in the US and EU, have sought to address these problems by introducing soft law self-regulation in accordance with the International Organisation of Securities Commissions Code and hard law statutory regulation, such as that found in the “Reform Act” and “Dodd-Frank Act” in the US and similar provisions in the EU. The highly topical book examines these provisions in detail by using a doctrinal black-letter law method to assess the success of the regulators in redressing the problems identified. It also examines the US case law regulation relating to the legal liability of CRAs. The book examines whether the regulations introduced have had a deterrent effect on the actions of CRAs, whether investors are compensated for their losses, and how the regulators have dealt with the issues of conflicts of interest and an anti-competitive environment. Should liability be introduced for CRAs through changes in the law so as to compel them to issue reliable ratings and solve the current problems? The book seeks to simplify the complex issues involved and is backed by concrete evidence; as such, it will appeal to both the well-informed and the lay general public who are interested in learning more about the role of CRAs in the sub-prime mortgage crisis and regulators’ attempts to remedy the situation. Novice readers can familiarise themselves with the legal and financial terminology used by referring to the glossary at the end of the book.

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Aluminum Business Credit Cards Box Mini Suitcase Card Holder High Grade Business Office Cards Box

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Aluminum Business Credit Cards Box Mini Suitcase Card Holder High Grade Business Office Cards BoxDescription Aluminum business credit cards box mini suitcase card holder high grade business office cards box Feature 1 Brand New and high quality 2 Ideal as a gift for a well organized person or a treat for yourself 3 Designed for business card credit card ID card andany other cards 4 It protects your cards clean and undamaged elegant design and makes your business life convenient and effective Specification Material AluminumColor Light Gray Blue BlackSize About 10 6 9 1 6cmCapacity 30 CardsNotice Please allow 1 3mm error due to manual measurement Please make sure you do not mind before you bid The colors may have different as the difference display please understand Package included 1 X Business Card Case

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Consumer Credit in Europe

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Consumer credit has become a topical issue for researchers, regulators and the banking industry in Europe as a result of increasing market integration, regulatory changes and a growing tendency of households to use debt to finance consumption. This study uses a cross-country approach to look at a broad range of issues related to consumer credit in Europe. Focusing on both the supply and demand sides, it takes into account the structure and performance of financial intermediaries, the socio-demographic and economic profile of households and their risk of over-indebtedness, as well as the regulatory framework, such as the new Consumer Credit Directive. In the light of this analysis, measures for the prevention and management of over-indebtedness are presented. This book is essential for postgraduate students and specialists in financial institutions, for regulators and policy-makers who are in charge of efficiency and stability of financial systems.

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